Fuel & Energy
Solar on a Budget: Leasing, Buying, Community Solar and Free Energy Audits
Renewable energy isn't just for the wealthy. Compare your options, find incentives, and start with the free upgrades that pay back fastest.
Cut Your Bills
Renewable Energy & Home Savings
Start with the free and cheap upgrades, then see whether solar or community solar makes sense for you.
Lowering your energy bill doesn’t have to start with a big purchase. The fastest payback usually comes from free energy audits, sealing drafts and assistance programs — then, if it pencils out, solar or efficient equipment.
Incentives and tax credits change often, and some federal credits have been reduced or ended, so always check current rules before you buy.
The energy savings ladder: cheapest first
Ask for a free or low-cost energy audit
Many utilities offer home energy checkups. They’ll show you where you’re losing heat or cooling.
Apply for weatherization if you qualify
The Weatherization Assistance Program provides free upgrades like insulation and air sealing for eligible households.
Do the cheap fixes
Weatherstripping, door sweeps, LED bulbs, a programmable thermostat and low-flow showerheads cost little and start saving right away.
Upgrade when things break
When an appliance dies, replace it with an ENERGY STAR model and look for utility rebates.
Look at solar options
Compare buying, leasing, power purchase agreements and community solar — including options for renters.
Solar options compared
| Option | Upfront cost | Who owns it | Good for |
|---|---|---|---|
| Buy with cash | Highest | You | Homeowners planning to stay long-term who want the most savings over time. |
| Solar loan | Low to none | You | Homeowners who want ownership without a big upfront payment. Compare rates and fees carefully. |
| Lease | Low to none | Solar company | People who want lower bills without maintenance. Read the contract — it can complicate selling your home. |
| Power purchase agreement (PPA) | Low to none | Solar company | Paying for the power produced at an agreed rate. Watch for escalator clauses. |
| Community solar | Usually none | A shared project | Renters and anyone whose roof isn’t suitable. Availability depends on your state. |
Trusted energy resources
Weatherization Assistance Program GovFree energy upgrades for eligible low-income households.energy.gov ↗LIHEAP GovHelp paying energy bills and, in some states, energy-related repairs.acf.hhs.gov ↗ENERGY STAR GovEfficient products, a rebate finder and home improvement guides.energystar.gov ↗DSIRE FreeDatabase of state and local incentives for renewables and efficiency.dsireusa.org ↗EnergySage FreeCompare solar quotes from pre-screened installers and learn about community solar.energysage.com ↗Energy Saver (DOE) GovPractical tips for heating, cooling, water heating and appliances.energy.gov ↗IRS Energy Credits GovCheck current federal energy credits — rules have changed recently, so confirm what still applies.irs.gov ↗NREL PVWatts GovFree calculator that estimates how much energy solar panels could produce at your address.pvwatts.nrel.gov ↗
Renters can save too
- Use removable window film and thermal curtains to keep heat in or out.
- Put draft stoppers under doors and ask your landlord to fix leaky windows.
- Wash clothes in cold water and air-dry when you can.
- Unplug or use a power strip for electronics that draw power when off.
- Ask your utility about community solar programs open to renters.
- Check whether your utility offers time-of-use rates and shift laundry and dishes to cheaper hours.
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