The $100 Challenge

Your $100 Challenge tracker

Free tool

20 ways to find or save $100 this week. Check them off and watch your progress.

Amounts are rough guesses. Edit them to match what you actually found or saved. Progress is saved in this browser only.

30 quick moves to find money this month

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Cancel one subscription you haven’t used in the last two weeks.Call your internet provider and ask for a lower rate.Check your cell plan — are you paying for data you don’t use?Search your name on your state’s unclaimed property site.Plan a week of meals around what’s already in your pantry and freezer.Swap three name-brand grocery items for store brands.Load digital coupons in your grocery store’s app.Scan this week’s receipts into a cashback app.Pack lunch four days this week.Brew coffee at home instead of buying it.Sell one item you no longer use.Return something you bought but don’t need, if it’s still returnable.Ask your bank to refund a recent overdraft or monthly fee.Ask your credit card company to waive a late fee.Borrow a movie, ebook or audiobook from the library instead of buying or renting.Compare your prescription price with a free discount card.Check gas prices in an app before filling up.Combine errands into one trip this week.Unplug electronics you don’t use daily.Wash laundry in cold water and air-dry one load.Get a car insurance quote from one other company.Do a “no-spend” weekend with free activities.Use up a gift card sitting in your wallet or email.Check if your employer, union or alumni group offers discounts you don’t use.Ask for a senior, military, student or teacher discount anywhere you shop.Pause meal-kit or delivery services for a month.Check your pay stub withholding and make sure it’s right.Turn off one-click ordering in shopping apps.Look for a free community event instead of a paid outing.Move whatever you saved into a separate savings account today.

Pick a strategy

The phone-call hour

Block one hour and make three calls: internet, phone, and one fee refund request.

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The pantry week

Cook mostly from what you already have and shop only for fresh basics.

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The declutter sale

Sell a few items you no longer use at a local marketplace or consignment shop.

The subscription sweep

Go through your bank statement line by line and cancel what you won’t miss.

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Make the win stick

Move the money to savings as soon as you find it — otherwise it quietly disappears.
Keep the new habit that worked best and try one new move next month.
Do it with a friend or family member and compare notes.
Celebrate with something free. You earned it.

More money-saving ideas

Save & Deals

How to Eat Well for $50 a Week

A realistic plan for feeding yourself well on a tight grocery budget — shopping list strategy, cheap staples, and meals that stretch.

August 23, 2026 · 4 min read

Your $100 Challenge tracker